Traditional IRA versus a Roth IRA
Currently, for Americans living on $45,000 or more per year during retirement, 18% of that income is generated from personal savings and investments1. For millions of Americans, the personal savings...
View ArticleCommon Fiduciary Challenges – Part 1
Common Fiduciary Challenges – Part 1 In my capacity as a professional advisor who consults regularly with plan sponsors, there are some common challenges with plan administration that I frequently...
View ArticleRetirement Plan Fiduciary Monitoring Checklist/Questionnaire
This quiz will help you determine whether or not you are on the right track as a retirement plan fiduciary. It is not meant to be an all-inclusive, exhaustive review of every aspect of a sound...
View ArticleCommon Fiduciary Challenges – Part 2
This article is the second in our Common Fiduciary Challenges series. As a financial advisor who consults regularly with pension clients working with my firm’s retirement plan unit, there are some...
View ArticleDoes Your Employee’s Financial Health Impact Your Bottom-line?
Due in part to the housing crisis, high unemployment and the general economic downturn, many American workers are under a considerable amount of financial stress. The question for the small business...
View ArticleThe Fee War: The Impact of Fees on a Participant’s Future Benefits
Chris Carosa, of the Fiduciary News Blog, recently wrote about an ongoing industry conversation that he refers to as a “401(k) Fee War.” In this article, Chris references the significant attention...
View Article401(k) Investment Options: What is The Right Number?
Over the last few weeks, I have had the opportunity to review two different 401(k) retirement plans; each one having over seventy available investment options. Participants had to develop their own...
View ArticleThe Real Deal: Do You Know the True Cost of Your Group Variable Annuity?
I recently had the opportunity to provide a review to a prospective qualified retirement plan client. The plan assets were between 3 and 5 million and the underlying investments were separate accounts...
View ArticlePiccirillo a Panelist at the 2010 CFDD Conference
R. Dean Piccirillo, financial advisor and principal with HBK Sorce Financial, LLC, is participating as a panelist for The Center for Due Diligence (CFDD) 2010 Advisor Conference held October 6-8, 2010...
View ArticleRetirement Plan Fee Disclosure: Changing The Game For Plan Sponsors – What...
As many retirement plan sponsors are now aware, the Department of Labor’s three-pronged approach to fee disclosure for 401(k)s and other qualified plans, has brought about a series of changes that...
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